Re: Help - insurance dilemma
I suggest you look to the massage colleges to see who underwrites their insurance. I am sure you would be able to buy the same premium from their insurers at a reasonable price.
Re: Help - insurance dilemma
You should be able to get professional indemnity insurance from a private company (though it might be on the pricey side!), I assume the australian physio assocation insures you as a student? It might be worth checking out if it also includes you working "off placement", I know in the UK our student insurance doesn't but maybe it's different in Aus.
Re: Help - insurance dilemma
I'm not sure how much this would be of help but you can check out at http://www.coulsonpritchard.com/ for professional indemnity insurance