Hi Jeff,
I have the same problem. Thats why i just registered at this site.
I thought my problem was due to an old injury to my lower lumbar - an old compression fracture to two lower lumbar. But i recently spoke to some physical trainers and they told me that its due to bad posture. Which for me, is very true. I slouch waaaay too much. Apparently if the back muscles get trained up through exercise and correct posture, the backache associated to doing crunches (and other exercises) should go away with time.
Im not sure if its true, hoping others can either correct me or confirm this. Anyone?...