Which is a very reasonable advice however as a care manager, medical cost to patient should be considered. If you can make a diagnosis based on clinical presentation then make it, moreover radiographic evidence cannot be trusted all the time.MRIs may introduce fear avoidance beliefs if they show something too interesting when in fact the interesting shots do not necessarily correlate with symptoms. So deciding whether to suggest MRI will depend on other factors as well.If symptoms are very clear, I do not think an MRI is needed, it may complicate issues.
I would suggest an MRI when I suspect something sinister going on and I can not put my finger on it.