HI Subdivions,
I hope you go well with physio.
I can't help but wondering...why would professional sports athletes be getting physio after such an injury? Is there some benefit??
If all you needed to do was go swimming or riding, why do they do other exercises?
If it is your money, why not? it is your choice.
If it is not your money (insurance), who is the doctor looking out for - you or the insurance company?
Having said that, i think you would have an adequate recovery without physio. However, if you notice where the rest of the posts come from (commonwealth countries), we don't have a medical system like yours and we aim for BEST practice rather than acceptable practice.
I am sure i can speak for many that an insurance dictated recovery is not what we are after - good for insurance companies, ??not so good for patients?? A very left wing film is "Sicko" by Michael Moore. A bit extreme - i am sure it is not all that bad all the time and the free care systems in the UK and France are suffering i think.
Sorry to get political!
Good luck with your recovery! I am sure it will help!