I will take your advices and think more in depth.
Private pracice is not the only option for me, I think about it because a chance came along.

Thanks eugaa3, I will need to picture myself 10 yrs from now, whether I will still be doing private practice. My initial thought was to do it as a part time 'job', and just to work hard for few years (5-7 yrs) then back to full time public physio, considering its stability and carefree lifestyle. I looked at it more like a job, rather than a career. But now you mention, it made me feel it's a path of career if I decide to step in it. "No point to do shares if I don't want to invest." I need to think more now, and your advices made me see more its realistic side. Thanks

Luck is just what I need now