I have finally reached my decision and sent an email to Jane Gallagher stating the following:


On careful consideration, I find myself unable to agree to all the proposed terms and conditions of your tender.
I would, however, be more than happy to continue treating your clients under the terms and conditions of my existing agreement with yourselves.
As such I would like to submit my existing agreement with BUPA in lieu of my online tender



Thanks to all concerned for the fantastic job you have done, the great website and most of all the forum.
Well done and fingers crossed !